Seattle Condo Authority Network • Downtown
135-unit Downtown mid-rise at 98 Union St, completed 2002. Steps from Pike Place Market in Seattle's most central location.
Building Profile
| Building Name | 98 Union |
| Address | 98 Union St |
| Year Built | 2002 |
| Total Units | 135 |
| Stories | Data to be verified |
| Neighborhood | Downtown, Seattle, WA |
| HOA Fees | $450–$900/mo (est.) |
| Price Range | $400K–$1.2M+ |
| Rental Policy | Data to be verified |
| Building Type | Mid-Rise |
About This Building
98 Union is a 135-unit condominium mid-rise at 98 Union Street in Downtown Seattle, completed in 2002. The Union Street address is among the most central in the city, placing residents within steps of Pike Place Market's lower market and the Elliott Bay waterfront.
The building's proximity to Pike Place Market is a defining characteristic. Residents can walk to the market daily for fresh produce, flowers, and prepared foods, a lifestyle amenity that commands premium pricing. The waterfront is one block west, and the Pike Street retail corridor is one block north.
As a 2002 construction, 98 Union offers over two decades of HOA reserve accumulation and an established ownership community. The mid-rise format typically provides larger unit footprints than comparable high-rises, appealing to buyers prioritizing space.
Jeff Reynolds maintains detailed sales data and HOA financials for 98 Union within the Seattle Condo Authority Network. Stories count should be verified directly; contact Jeff for current listings and a buyer consultation specific to this building.
Due Diligence
Key factors every buyer should evaluate before making an offer at 98 Union. Jeff Reynolds reviews these items as part of every buyer consultation for this building.
98 Union has been operating since 2002 with 135 units—a well-established mid-size association with 20+ years of reserve accumulation and documented governance. Request the current reserve study and percent-funded figure as a baseline health check.
At 20+ years, 98 Union may be approaching first-replacement cycles for some major systems—elevator, roofing, mechanical. Verify the current status of these systems in the reserve study. A building this age should have a well-funded reserve—if it does not, that is a meaningful red flag.
98 Union’s position at the Belltown/downtown edge puts it within walking distance of Pike Place Market, the waterfront, and downtown Seattle’s core. Verify unit orientation and floor level—views and noise profiles vary significantly within the building depending on which direction a unit faces.
135 units comfortably clears Fannie Mae thresholds for conventional financing. Verify current owner-occupancy ratios and rental cap status. At 20+ years, buildings in active urban locations can develop elevated rental concentrations as original owners have moved on.
Buyer Fit
98 Union attracts specific buyer profiles based on its building format, location, HOA structure, and price point. Here is who Jeff Reynolds most often works with at this building—and why.
If the ability to walk to Pike Place Market in under five minutes matters—and you don’t want to pay pure downtown pricing—98 Union’s location delivers that proximity at Belltown pricing.
Jeff Reynolds tracks 98 Union sales carefully given its location and scale. It frequently comes up as a value option for buyers who want the Belltown/downtown address without new-construction pricing.
For first-time condo buyers who want established governance, accessible financing, and a proven Belltown location, 98 Union checks the key boxes without the complications of boutique or brand-new buildings.
Market Data
98 Union trades at competitive Belltown/downtown-edge pricing. The building’s location near Pike Place Market and the waterfront supports stable values. Upper-floor city and water-facing units command premiums over lower-floor street-facing units.
| Unit Type | Recent Sale Range | Est. $/sq ft | Notes |
|---|---|---|---|
| Studio | $390K–$500K | $460–$540 | Downtown-edge location supports floor |
| 1-Bedroom | $460K–$650K | $480–$565 | Upper floors with views at upper range |
| 2-Bedroom | $680K–$1.0M | $480–$555 | Competitive vs. newer Belltown buildings |
Price ranges based on recent 98 Union sales and comparable Belltown / Downtown Edge buildings (2002 vintage, 135 units). HOA fees estimated at $450–$900/mo. Contact Jeff Reynolds for current listings, verified HOA financials, and a personalized buyer analysis.
Knowledge Base
Before buying any Seattle condo, these guides answer the questions every buyer should resolve about HOA finances, financing eligibility, and closing requirements.
What condo HOA fees cover, how they're calculated, and what to look for in a building's fee structure.
How reserve funds work, what percent-funded means, and why the reserve study matters before you buy.
How rental caps, owner-occupancy ratios, and HOA delinquency rates affect your loan eligibility.
What the resale certificate contains, why it matters, and the key red flags buyers should watch for.
Explore More
Other condos in Downtown Seattle at a similar price tier, with links to full building profiles, buyer analysis, and current market data.
See all buildings: Browse all Downtown Seattle condo buildings →
Frequently Asked Questions
98 Union is located at 98 Union Street, Seattle, WA in Downtown Seattle, steps from Pike Place Market's lower market level and one block from the Elliott Bay waterfront. The address is among the most walkable in Seattle, with the Pike-Pine retail corridor, the Seattle Art Museum, and Benaroya Hall all within walking distance.
98 Union has 135 residences. The building was completed in 2002. Contact Jeff Reynolds for current unit mix, floor plan details, and recent comparable sales.
98 Union was completed in 2002. With over two decades of ownership history and HOA reserve accumulation, the building has an established financial foundation. Units reflect individual owner renovation histories, offering buyers both move-in-ready and value-add options.
HOA fees at 98 Union are estimated at $450–$900 per month depending on unit size. As a 2002 building, the HOA has a mature fee structure and reserve history. Contact Jeff Reynolds for verified current figures.
98 Union's Union Street address puts residents closer to Pike Place Market than virtually any other condo building in Seattle. This proximity to the market is a rare lifestyle advantage that supports strong resale demand. For buyers who value walkability to Seattle's most iconic destination, 98 Union's location is unmatched.
Your Downtown Condo Specialist
Jeff Reynolds is Seattle's leading specialist in urban condominiums, with deep expertise in 98 Union and every building in the Seattle Condo Authority Network. If you're buying or selling at 98 Union, Jeff has the data, the relationships, and the track record to represent you.
Jeff tracks every sale at 98 Union, maintains HOA financial data, and knows which floor plans and view orientations hold value best. This depth of building-level knowledge is what separates a specialist from a generalist.
Jeff Reynolds • Seattle Condo Authority Network • jeff.reynolds@compass.com
Current listings, recent sales, HOA financials, and buyer strategy. No obligation.